If you’re searching for a Crystal River fishing guide service that keeps things simple, productive, and fun for all ages, Tops Charters delivers just that. Based in one of Florida’s top fishing destinations, Captain Richard runs trips that cover both freshwater and saltwater options, giving anglers plenty of variety in one beautiful place. Whether you're after bass in Lake Henderson, chasing inshore favorites like Redfish and Speckled Trout, or looking forward to the scalloping season, this charter makes it easy to enjoy every moment on the water. Captain Richard operates a 20’ Express center console designed for small groups of up to three passengers. It's a great fit for families, couples, or solo anglers who prefer a more relaxed, one-on-one fishing experience. The boat comes equipped with everything needed for the day—rods, reels, tackle, lures, and live bait are included at no extra charge. No fishing license is required either, so guests can focus on fishing, not paperwork. Crystal River is known for its mix of freshwater and saltwater habitats, and this charter lets you explore both. Target Largemouth Bass in the calm waters of Lake Henderson or try your luck with Sheepshead, Snook, or Redfish in the inshore channels. The nearby Rainbow River also offers opportunities for light tackle and sightseeing, making it ideal for beginners and families. During the summer months, Tops Charters also offers scalloping tours, giving guests the chance to collect fresh bay scallops in shallow water. All necessary gear for scalloping is provided—just bring your swimwear and a good pair of fins. Families are welcome on board, and kids are encouraged to join. Just check ahead to confirm life jacket sizes. Bottled water is included, and you’re welcome to bring extra drinks or snacks—just avoid glass containers. Moderate alcohol is fine, though hard liquor is not permitted. Whether you're interested in guided bass fishing trips in Lake Henderson, scalloping near Crystal River, or a half-day saltwater outing, Tops Charters is ready to show you a good time on the water. Every trip is adjusted to match your experience level and interests. Captain Richard’s focus is on making sure everyone enjoys their day—from learning the basics to landing a memorable catch. For the best of both worlds—freshwater and saltwater fishing—book with Tops Charters and discover what makes Crystal River such a great place to fish.

Had Tom on the boat for a second time, and this time he brought his friend Chuck. We start off with three solid speckled trouts then a bunch of sand trouts, a few gag groupers, landed one shark, a bunch of grunts, 5 reds and a couple of Jacks, all all a phenomenal day on the water with two great people and they went home with a nice bag of fish for dinner.  A few opening this week and next, plus we have scallop sason right around the corner. Let me know if you guys want to get some time on the water.￼

Specks, Reds, and a Shark—Full Bag and Good Company on the Water

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A person enjoying a cruise or fishing trip on the waters of Crystal River

Redfish caught on cruises and fishing trip in FL

Spotted Weakfish caught while cruising and fishing in FL

Ready to reel in unforgettable memories? Book your next adventure with Tops Charters in Crystal River today and experience the excitement of Florida’s Nature Coast like never before!

Tops Charters in Crystal River specializes in family-friendly fishing charters that put anglers of all ages on Florida’s favorite inshore species, including Redfish, Spotted Seatrout, and more. Led by Captain Richard Delgado, every trip is designed to be relaxed, engaging, and enjoyable—perfect for beginners, kids, and seasoned anglers alike. With years of experience fishing Crystal River’s shallow waters, winding creeks, and grass flats, Captain Richard knows exactly where to find steady action while ensuring every guest feels comfortable and involved. All fishing tackle, bait, and gear are included, so all you need to do is show up ready for an unforgettable day on the water. Crystal River’s calm inshore waters and rich Nature Coast fishery make it one of Florida’s top destinations for family fishing adventures. Captain Richard’s hands-on guidance and local knowledge give guests the chance to learn new techniques, reel in exciting catches, and enjoy the area’s natural beauty. From teaching kids how to land their first Redfish to helping families spot dolphins along the flats, every charter is tailored to create lasting memories. Tops Charters continues to be a trusted choice for visitors and locals alike, offering not just fishing trips but meaningful experiences on the water—experiences that keep guests coming back year after year.

Find answers to the most common Crystal River fishing charter questions with Tops Charters, covering trip details, pricing, species, and what to expect for your day on the water.

Fishing has been part of Captain Richard Delgado’s life since he was just five years old. What began as simple family trips with a rod in hand quickly grew into a lifelong passion. During his 20 years of service in the U.S. Army, Richard had the opportunity to fish waters across the globe, gaining experience in a wide variety of techniques and environments. When he retired in 2022, he returned to his roots on Florida’s Gulf Coast and founded Tops Charters, fulfilling his dream of sharing the waters of Crystal River with others. Over the years, Captain Richard has developed a reputation as a knowledgeable and approachable guide. His easygoing nature makes him especially popular with families, first-time anglers, and kids eager to catch their first fish. Whether targeting Redfish on the grass flats, drifting for Seatrout, or spotting dolphins along the way, Richard creates an atmosphere where everyone feels comfortable and involved. His goal isn’t just about catching fish—it’s about creating lasting memories and helping every guest gain confidence on the water. Safety and professionalism are cornerstones of Richard’s approach. He is a fully licensed and insured captain with CPR and First Aid certification, and he takes pride in making each trip both enjoyable and secure. Guests often mention how patient and encouraging he is, whether teaching light tackle techniques, explaining tide patterns, or sharing stories about Crystal River’s natural beauty. With years of experience fishing the Nature Coast, he knows how to adapt to the seasons so that anglers always have the best chance at success, no matter the time of year. <h2>The Boat</h2>Tops Charters runs on a 20’ Express center console designed for versatility, safety, and comfort. Outfitted with modern electronics, a trolling motor, live wells, and seating for up to three guests, the boat is built for both inshore and nearshore fishing. Its shallow draft makes it easy to explore skinny water where Redfish feed, while its stability ensures a smooth ride for families and beginners. Whether the day calls for chasing Spotted Seatrout on the flats or exploring the winding creeks of the Nature Coast, Captain Richard’s boat is perfectly suited for the waters of Crystal River.

A Passionate Crystal River Fishing Guide with Local Knowledge and a Lifetime on the Water

Common Questions: What types of fishing trips does Tops Charters in Crystal River offer?Tops Charters offers inshore saltwater, freshwater, and seasonal scalloping trips in Crystal River. You can book half-day trips targeting Redfish, Spotted Seatrout, Snook, and Largemouth Bass. Scenic Rainbow River fishing and snorkeling tours are also available for families and beginners. How much does a fishing trip with Tops Charters cost?Rates vary based on trip type and duration. Most half-day trips range from $400 to $500 for up to 3 guests. This includes all fishing gear, bait, and bottled water. You can check the Tops Charters booking rates page for the most up-to-date pricing. What’s included in a Tops Charters fishing trip?All fishing trips include rods, reels, tackle, bait (live and artificial), and bottled water. For scalloping trips, snorkel gear is also provided. The boat is licensed and insured, and guests do not need to bring a fishing license—everything is covered. What should I bring on a Crystal River fishing trip?Bring sun protection (hat, sunscreen, sunglasses), drinks (no glass), snacks, and a camera for photos. If you’re bringing kids, check ahead for available life jacket sizes or bring your own. For scalloping trips, bring a towel and swimwear. What’s the best time of year to fish in Crystal River?Fishing in Crystal River is productive year-round, but fall and spring are best for Redfish and Seatrout. Summer is ideal for scalloping, while winter brings larger Trout into deeper channels. Your captain will recommend the best target species based on the season. How many people can join a Tops Charters trip?Each trip accommodates up to 3 guests, making it ideal for small groups, couples, or families. This setup ensures a more personalized and hands-on experience with Captain Richard Delgado. Are Tops Charters trips family-friendly?Yes! Tops Charters specializes in family-friendly trips and welcomes kids of all ages. The calm inshore waters and relaxed pace make it perfect for first-timers and young anglers. Just check in advance for child life jacket sizes. Do I need a fishing license for a Tops Charters trip?No, you don’t need to buy a fishing license. Tops Charters operates under a state-issued license that covers all guests on board, so you're ready to fish as soon as you step on the boat. Can I keep the fish I catch?Yes, you can keep your catch if it’s within Florida’s legal size and bag limits. Captain Richard will help with cleaning and preparing fish for transport, so you can take home your fresh catch. How do I book a trip with Tops Charters in Crystal River?You can book directly through the Tops Charters website or contact Captain Richard by phone. Early booking is recommended, especially during peak seasons like summer scalloping and fall Redfish runs.

Santa Fe River - Gilchrist, FL Fishing Report on 25th Jun, 2025 - 1

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Richard Delgado

NOTES

Specks, Reds, and a Shark—Full Bag and Good Company on the Water

Santa Fe River - Gilchrist, FL

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