Veteran-owned fishing charters in Crystal River, FL. Inshore, nearshore, and scalloping — every trip built around your group.
Four ways to fish Crystal River — from a quick 4-hour run to a full-day Nature Coast adventure, plus summer scalloping in some of the best grounds on the Gulf.
Richard's been fishing since he was five. Twenty years in the U.S. Army took him to waters all over the world; retirement in 2022 brought him back to the Gulf Coast. He started Tops Charters to share the waters of Crystal River — calm, full of fish, perfect for families and first-timers.
Read the full story"Captain was very informative about the area and explained exactly how and where we'd be fishing. He stayed on top of everything — bait, rods, and making sure we were always set up. Had a great time on the water." — Todd J., June 2025
Show up with a hat, sunscreen, and sunglasses. We handle the rest.
20 years of U.S. Army service, CPR & First Aid certified, fully licensed and insured. The boat is immaculate and the day runs on time.
"Great with kids," "Great with families," "Patient for any skill level" — phrases that show up in our reviews on repeat. Bring the whole crew.
Rods, reels, tackle, live bait, fishing license — covered. Captain Richard cleans your catch at the dock if you keep it.
100% would recommend. A few of the most recent verified reviews — Read on Google
Had an amazing time with Captain Richard! Super easy going guy. He put my fiancé on her first ever fish! He was very knowledgeable and shared a lot of helpful information. Would highly recommend.Chris Phillips — June 2026
Did short half day and Richard delivered. Caught some nice trout and had fun while doing it. Highly recommend this guy as he is very knowledgeable and provides more than what you expect!Chip Ginkel — May 2026
There should be 10 stars for this guide. Shared a wealth of information and we caught nice trout which was our main target species. Great attitude and fun to fish with. We will use Richard again and I highly recommend him. You won't be disappointed!Ronald Jones — May 2026
Amazing 1/2 day fishing charter! My son and I will be back this summer for rd 2! Exceptional guide and communicator. We recommend Captain Richard any day of the week. Fish on!Chris Ciferno — May 2026
Richard was awesome. Really fun guy, got us on the fish, helped everyone with rods, bait and fish to insure a smooth and really great trip. Recommend for anyone.Bryan Noney — May 2026
Our group had a great time. Capt. Richard was well prepared and very knowledgeable. Weather was tough but Capt kept at it to show us a good time. Communicating was quick and easy. Would do another trip tomorrow.Big Kimbrell — May 2026